Hilton Honors No-AF: 100k points and $100 for $2,000 spend is a beginner's steal.

The Hilton Honors card from Amex is offering 100,000 points plus a $100 statement credit after spending $2,000 in six months — that's $334 a month with zero annual fee. The 5x points on dining, grocery, and gas earns 180,000 points annually on $3,000 monthly spend. Silver Elite status and 5th night free on award stays add real value. This offer expires July 29, 2026, so it's time to act if you want a no-cost entry into Hilton points.

The play: Apply for the Hilton Honors card before July 29, 2026, to lock in the 100,000-point welcome bonus and $100 statement credit with no annual fee.