Freedom Flex cellphone perk ends Sept. 20. Don't get caught without coverage.

Starting Sept. 20, 2026, the Chase Freedom Flex loses its cellphone protection benefit. Currently, cardholders get up to $800 per claim ($50 deductible) for damage or theft, max two claims per year. If you rely on this, move your wireless bill to another card before Sept. 20. Options include the no-annual-fee Wells Fargo Active Cash ($600 per claim), or premium cards like Amex Platinum, Capital One Venture X, or Ink Business Preferred (up to $1,000). Don't leave a gap in coverage.

The play: Move your monthly wireless bill to a card like the Wells Fargo Active Cash or Ink Business Preferred before Sept. 20 to maintain cellphone protection.