BofA retention bonus: 11.67% yield on no-fee cards, pick your shot

Bank of America's 100K Flying Blue offer on the Air France/KLM card requires $7,500 spend in 180 days with an $89 annual fee. The 100 XP lands you Flying Blue Silver status, which includes priority check-in, boarding, and an extra checked bag on SkyTeam. That alone makes the card worth considering if you lack SkyTeam status, especially given the 5,000 anniversary points and mileage expiration protection. The normal card is not worth a 5/24 slot, but this bonus is sizeable enough to reconsider, particularly for those over 5/24 or with a specific Flying Blue redemption in mind.

Turkish Airlines is running a gift-miles promo from July 27 through August 7, 2026, where sending 1,000 miles to another member costs $30 and earns you 1,000 bonus miles back – effectively buying miles at 3 cents each. That’s the price of a mediocre cash ticket, not a smart mileage play. For a program whose best redemptions can clear 2 cpp, paying 3 cpp upfront leaves no margin. The 250,000 annual receiving cap limits the upside for anyone hoping to flood an account, and the bonus miles don’t post until a week after the campaign ends. This is noise, not signal.