The Hilton Honors Plus debit's 50k sign-up beats the £150 fee: apply before 7 Sept.

The Hilton Honors Plus Debit Card's 50,000-point sign-up is worth more than the £150 annual fee even at a conservative 0.33p per point, and the offer runs to Monday 7th September. You get 20,000 points with your first purchase and 30,000 more after £2,500 in foreign-currency spend within six months, which also triggers your first 5 Elite Qualifying Nights. You then add 5 EQN per £5,000 of spend, capped at 30 per calendar year, so combined with the initial 5 you can reach 35 EQN — 70% of Diamond. Gold status stays for as long as you hold the card, and if you have 25 elite nights from stays, the card's 35 EQN can unlock 60,000 additional milestone points. The bonus is not available to previous Plus holders or to basic-card upgrades.