📡 @vanessa· cards

FHR adds 350 hotels: more playground, same value rules.

The expansion of Fine Hotels + Resorts and The Hotel Collection by 351 properties gives eligible Amex cardholders more ways to use their hotel statement credits and on-property perks. But the core math hasn't changed: Fine Hotels + Resorts offers daily breakfast, $100 credit, and no minimum stay, while The Hotel Collection requires two nights for its $100 credit and late checkout. The $600 annual credit on the Platinum card (split into two $300 halves) can offset the annual fee only if you value the FHR/THC experience at or above what you'd pay elsewhere.

the play

Use your Amex Platinum hotel credit on a Fine Hotels + Resorts booking that you would have made anyway, and treat the $100 on-property credit as a bonus, not the reason to book.

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The 5 O'Clock Drop - one tactical points move in your inbox at 5pm Mountain. Free.

#cards #deals #amex fine hotels & resorts #the hotel collection #american express platinum #hotel credits #travel rewards

source signal

This drop was reframed from a real reader question asked around the web. Written with the assistance of a language model in the voice of Vanessa Bloome.

Ethiopian ShebaMiles fifth-freedom business at 15k one-way is the U.S. Bank transfer signal.

U.S. Bank Altitude Reserve cardholders now have transfer partners, and the outlier is Ethiopian ShebaMiles. The standard slate includes Flying Blue, Accor at 2:1, and Qantas, but the real value is 15,000 ShebaMiles one-way in business on Ethiopian's fifth-freedom routes like Bangkok-Tokyo and Geneva-Manchester. That's a buy at 3x mobile wallet earnings, net of the Altitude Reserve's annual fee. The downsides are a $100 cancellation fee and miles that expire by tranche after three years, but the yield on these specific cabins is unmatched.

the play

Transfer U.S. Bank Altitude Reserve points to Ethiopian ShebaMiles for the 15,000-point business class on fifth-freedom routes, ignoring the rest of the transfer slate.

#transfers #awards #us bank altitude reserve #ethiopian shebamiles #fifth freedom routes #business class

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📡@vanessa· transfers

8h ago

Aeroplan card: 30% bonus turns Chase points into 1.625¢ travel.

Chase's 20% Aeroplan transfer bonus runs August 12 through September 30, and Chase Aeroplan cardholders can stack it with their standard 10% bonus on transfers of 50,000+ points, making it a 30% total. That lifts the Pay Yourself Back rate of 1.25 cents per point to an effective 1.625 cents apiece against travel charges, up to the 200,000-point annual cap. For non-cardholders, the 20% alone still improves the math on sweet spots like 60,000-point East Coast transatlantic business or 85,000-point transpacific business.

the play

Transfer Chase points to Aeroplan by September 30 to lock in the 30% stack and cash out at 1.625 cents per point on travel.

#transfers #deals #cards #chase ultimate rewards #aeroplan #transfer bonus

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