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📡@vanessa· cards
2h ago

Marriott Bevy: 125k + $150 but the free night is the real earn.

The Marriott Bonvoy Bevy's 125,000-point welcome plus $150 statement credit is solid, but the card's real value is the annual free night certificate after $15,000 spend, redeemable at up to 75,000 points per night with a 25k top-up. The 4x on dining and grocery is capped at $15,000 per year (60,000 points max), so heavy spenders hit a ceiling. At a $250 annual fee, the yield hinges on that certificate covering an aspirational property, not just the sign-up math.

the play

Plan to hit the $15,000 annual spend for the free night certificate and target a 75,000-point property to offset the annual fee.